Personal Banking

Checking and Savings Accounts

We offer a full array of personal checking and savings plans designed to fit your specific banking needs. Our Personal Interest Checking Account offers premium interest rates for qualifying individuals, so please call for details.

Money Market Account

A Money Market Account affords you the opportunity to earn a higher rate of interest than our Regular Savings Account. Transfers are limited to 6 per statement cycle. The interest rate earned is determined by the balances maintained.

Certificates of Deposit

High Desert Bank has a variety of rates and terms available to you. Select a term tailored to your investment needs from 7 days to 5 years. As rates are subject to change frequently, rate information is available from any staff member.

Lending Services*

High Desert Bank offers convenient, affordable personal loans, home equity loans and lines of credit to fit just about any situation and budget. Even if you have less-than-perfect credit, we can help. Our broad selection of products and services can help you achieve your financial goals.

*subject to credit approval